The Debt Management Plan

Debt Management PlanOur Debt Management Plan allows us to work with your creditors to create a plan for repaying debt.

A Debt Management Plan (DMP) is a program designed to help you pay off your credit card debt within 5 years. On the DMP, you'll enjoy the benefits of...

  • One Consolidated Payment
    All of your bills will be reduced into one simple, easy to manage monthly payment. 

  • Lower Interest Rates
    Your interest rates are lowered so that you can pay your debts off more quickly.

  • Smaller Monthly Payments
    Your minimum payments are reduced to a manageable amount, making it possible for you to pay on time every month.

  • Current Accounts
    Delinquent accounts are automatically brought back to current, allowing you to begin rebuilding credit.

  • No More Penalties
    Creditors cease charging penalties when you join the DMP.  Furthermore, once you've established yourself on the plan, all harassing phone calls from creditors and collection agencies should stop.

To determine whether the DMP is right for you, a counselor will take the time to review your situation with you and help you understand which option is most appropriate for your circumstance. 

For more information, contact us now!

Chattanooga: 1-800-459-2227 |